Take Care of your Health and Get the Most Out of Your Dental Benefits
Now it’s more important than ever to visit the dentist. Studies continue to show a link between oral health and overall health. These days we’re all finding ways to keep our bodies and immune systems as healthy as possible.
Starting or completing dental care can aide in the body’s healing process, especially for those who are at higher risk due to certain conditions such as diabetes and heart disease.
Start treatment to utilize your 2021 insurance benefits before they expire on 12/31/2021. Most dental benefit plans have a yearly maximum amount it covers. That means if you don’t use all of your allotted coverage by the end of year, you lose those funds. Flexible spending accounts (FSAs) may also expire at the end of the year.
Contact our office today and a team member can help review your account and any remaining benefits. Then we can schedule an appointment so you can make the most out of any funds you have left. Call us soon — our schedule is quickly filling up!
- Health experts agree that the risk of not visiting the dentist regularly is substantial. We’re safely seeing patients.
- You pay for your dental insurance premium throughout the year to put towards your dental care. Plans on average have a maximum benefit of $1,000 – $1,500 with some offering even more. By not completing treatment by the end of the year, you sacrifice your remaining benefits. It’s a “use it or lose it” situation.
- Many dental procedures take place across several appointments, so the sooner you plan your treatment, the more likely it is that you’ll be able to use all of your benefits before they expire. We’ll put our insurance knowledge to work so you can maximize your coverage and minimize your out-of-pocket costs.
- FSA funds usually don’t roll over to the following year. The funds that you or your employer contribute to the FSA throughout the year can be used for dental care. Don’t let that money expire!
- Preventive care is the best way to stay on top of your dental and overall health. Most insurance companies cover preventive care, such as cleanings, X-rays, and exams, at 100%, with no out-of-pocket cost. However, these services still count toward your yearly maximum. If you schedule your overdue routine care this year, you’ll have the entire amount of next year’s benefit available to help you pay for any advanced treatments you may need.
- Some plans have a “rollover period” that allows you to use remaining benefits at the beginning of the following year. However, it’s usually a reduced amount that gets carried over. You’ll still forfeit the opportunity to truly get the most out of your insurance or FSA.
- Healthcare costs are significant for most families. Schedule your dental appointment today so you can reduce the cost of your dental care and take full advantage of your benefits before they expire on 12/31/2021. Be sure to use any FSA or healthcare savings account (HSA) money that you have remaining.
The end of the year will be here before you know it — book early and let us help you maximize your dental benefits. Our friendly team is here to help check how much of your benefits remain, and offer suggestions to help keep you and your smile healthy.
Let us help maximize your remaining 2021 insurance benefits!